What Credit Score Do You Need to Buy a House in Arizona?

Published on: 10/27/2026

What credit score do you need to buy a house in Arizona? FHA 580 with 3.5% down, conventional around 620, VA set by lenders, plus Arizona down payment assistance minimums. Sourced 2026 guide for first time buyers. Pillar Mortgage Group.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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